If you want to buy an iPhone on credit, you have a few options

Buy from Apple

Apple offers a financing program called the Apple Card Monthly Installments.

This allows you to buy an iPhone and pay for it in monthly installments over a period of 24 months

You can apply for this financing option through the Apple website or the Apple Store app.

Buy from your carrier

Most mobile carriers offer financing options for new iPhones. Check with your carrier to see what financing plans they offer.

These plans typically involve paying for the phone in monthly installments, often over a period of 24 month

Buy from a retailer

Some retailers, such as Best Buy or Walmart, offer financing options for new iPhones.

These plans may involve applying for a store credit card or using a third-party financing option.

Before you decide on a financing option, be sure to compare the interest rates, fees, and terms of each option.

You should also make sure you can afford the monthly payments and that the total cost of the phone, including interest and fees, is reasonable for your budget.