you have several options depending on where you are located and which retailers offer EMI options
Check if your bank or credit card company offers EMI options for iPhone purchases
Some banks and credit card companies offer EMI options on purchases made with their credit cards.
If your bank or credit card company offers EMI options, check if the retailer from whom you want to purchase the iPhone accepts EMI payments from your bank or credit card company.
If the retailer accepts EMI payments, select the iPhone you want to purchase and proceed to checkout.
Choose the EMI option and select the repayment tenure that works best for you.
Complete the purchase by providing your bank or credit card details and any other required information.
Once the purchase is complete, your bank or credit card company will convert the purchase amount into monthly installments as per the repayment tenure you selected.
Make the monthly payments as per the EMI schedule until the full purchase amount is paid off.