Used car loan rates can vary depending on a variety of factors.

such as the lender, the borrower's credit score, the age and condition of the car, and the loan term.

Generally, used car loan rates tend to be slightly higher than new car loan rates, as used cars typically have a higher risk of default and a lower resale value.

As of my knowledge cutoff in September 2021, the average interest rate for a used car loan in the United States was around 8.19% for a 48-month loan term

However, interest rates can range from as low as 2.49% for borrowers with excellent credit to as high as 20% for borrowers with poor credit.

It's important to shop around and compare rates from multiple lenders to find the best deal for your specific situation.

Additionally, it's important to consider the overall cost of the loan, including any fees or charges.

To ensure that you can afford the monthly payments and the total cost of the loan over the term.